Buying Tips

Why Use a Real Estate Agent?

Posted on by Lisa Barton

Buying a home can be one of the largest financial decisions you’ll ever make. It can also be one of the most rewarding! By working with a licensed real estate agent, some of the complexity and uncertainty of the process can be eliminated. Real estate agents are dedicated to making the transition to home ownership a smooth process.

Benefits of a Real Estate Agent

  • A good real estate agent can help you:
  • Determine your buying power.
  • Establish what you want in a home so that you can find the house that best suits your needs.
  • Search available databases for matches to your needs.
  • Set up appointments to view desired properties.
  • Help find qualified, responsible professionals for inspections, title insurance, etc. 

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Odoms Mill Home for Sale Open House this Sunday

Posted on by Lisa Barton

Looking for something to do this Sunday? Stop by our Open House at 400 Big Tree Road -- we'd love to see you! This lovely home for sale in Odoms Mill has 4 bedrooms, 3 bathrooms and a beautiful pool and spa. This house in Odoms Mill is situated on a corner lot with a fenced yard and water views. We'll have the house open for previewing from 11:00-1:00. 

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New Homes for Sale in The Plantation at Ponte Vedra

Posted on by Lisa Barton

The Plantation at Ponte Vedra Beach, one of the most exclusive golf and country club neighborhoods in Ponte Vedra Beach, has just announced that construction will begin soon on the last available lots in the neighborhood. Elacora, a national home builder has been chosen to build 24 new homes in The Plantation. These new construction homes will range in size from 2600 to over 3800 square feet with prices beginning in the mid-$600,000s. 

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Improving Your Credit Score

Posted on by Lisa Barton

Credit scoring has long been associated with obtaining loans. Recently, however, one’s score is more relevant than ever as borrowing money is becoming tougher and tougher. Conventional home loans are now adding price adjustments for any scores below 720. Having a higher score can potentially save you thousands of dollars in interest over the life of a loan!

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Search and Save Properties

Posted on by Lisa Barton

Did you know you that’s it is even easier to search and save properties with my newly redesigned website? This feature will allow you to revisit the homes that you liked the most or send them to others that might be interested too. Here’s how:

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Prepping for the Mortgage Process

Posted on by Lisa Barton

Are you planning on purchasing a new home in the next year? If so, now is a great time to start getting your financials in order for the mortgage process. Applying for a home loan can be time intensive, so being aware of what is expected ahead of time can save quite a bit of frustration.

Investigate Your Credit

If you don’t regularly monitor your credit reports, start now! You can pull one credit report annually without charge. But, it’s important to keep an eye on reports from all three credit bureaus since not all organizations report to each bureau. Make sure that you don’t see any surprises on your report. If there are issues, take steps to remedy the problems immediately.

Lenders give better rates to those with higher credit scores. So, work toward making sure that you pay your bills regularly and keep your debt to income ratio as low as possible. Both of these contribute greatly to your score.

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