Selling Tips

Insurance Tips for Florida Homeowners during Hurricane Season

Posted on by Lisa Barton

Hurricane Season Insurance Checklist

Hurricane season officially began June 1st.  You may have mapped out your evacuation route but have you reviewed your insurance coverage to make sure you are properly protected? Here are a few things to consider:

Homeowners Coverage

Check your policy limit; is it enough to rebuild your home?  Remember, the real estate value of a house is not the same as the cost to rebuild.

Consider these homeowners coverages and check your limits:

  • Guaranteed Replacement Cost – pays the full amount to rebuild your home whatever the ultimate cost.
  • Ordinance and Law Coverage – pays a specified amount for rebuilding to new building codes, should your community adopt stricter codes. Older homes may need more coverage.
  • Coverage for screened enclosures - Some companies include this coverage, others may add it by endorsement. Make sure you know what coverage you have and what limit applies.
  • What is your deductible - this should be is stated in your policy. Policies often have different deductibles for hurricanes and all other perils.

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9 Helpful Tips for Selling Your Home

Posted on by Lisa Barton

You probably recognize that selling a house in the current market is a challenge.  Once you have made the decision to sell, and enlisted the help of a highly competent agent, you need to do everything possible to make your property stand-out and command the attention of buyers.  Below are some tips on what to do and why:

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